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I'm retired pcos metformin weight loss success stories "We find it quite difficult to reconcile how a basket Cinstrument can go automatically to A basket if an issuerloses its IG rating, simply because of the instrument's claim inbankruptcy and not taking into account the other loss-absorbingor equity-like features such as coupon deferral," said AJDavidson, head of hybrid capital and balance sheet solutions forEMEA and Asia-Pacific at RBS.